Supplemental coverage
Help for the expenses primary insurance may not cover.
Supplemental policies can provide added financial protection when an illness, hospitalization or routine healthcare need creates unexpected costs.
Hospital indemnity
Benefits that may help with eligible expenses associated with a covered hospital stay.
Critical illness
Lump-sum benefits for certain covered diagnoses, according to the terms of the policy.
Dental and vision
Options that can help make routine dental and vision care more predictable and affordable.
Finding the gaps
Not every extra policy is necessary.
Ruth will help you look at your current coverage first, identify meaningful gaps and consider whether supplemental coverage makes sense for you.